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Home >> Home Finance & Mortgage >> FAQs >> Home Finance & Mortgage FAQs Detail
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Home Finance & Mortgage FAQs Detail

If I'm currently unemployed, would a bank be likely to give me a commercial loan to buy income property?
In order to get a commercial loan you would have to prove that your business and the location of the property will cause the business to prosper well enough to pay the mortgage. Secondly, a commercial lender wants to see an exit strategy as a determination of how the loan will get paid off in the event of a business failure.

Home Finance & Mortgage FAQs
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How much Homeowner's insurance coverage will I need to close the new mortgage?
I am a licensed California real estate broker and I specialize in the sale of real property, primarily residential homes. I would like to branch out and engage in mortgage brokering. What additional licensing must be obtained?
I am refinancing a condo (or townhouse or PUD) and am aware that our HOA is currently in litigation with the developer. Will I be able to refinance my mortgage?
If I decide to lock my interest rate and rates go down, will the lender give me the current lower rate?
If I'm currently unemployed, would a bank be likely to give me a commercial loan to buy income property?
Is it best to pay points up front to reduce the interest rate?
Is it possible to buy a home with no money down?
Is it possible to obtain a no cost mortgage when refinancing your mortgage?
Is the term and amortization of a mortgage the same?
Is there such a thing as a no-cost or no-fee loan?
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