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Home Finance & Mortgage Article : Building the Perfect Mortgage

The ideal mortgage would be one with a lower-than-market interest rate that is open to prepayment and flexible in every way.

While lenders inevitably fall short of this ideal, keen competition for mortgage business has made them more obliging, especially if you have other business they would like to win. Indeed, the number of choices can make arranging the right mortgage appear overwhelming, especially to first-time home buyers.


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