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Saving Big on Your Mortgage: Did you know that when you take out a fixed-rate mortgage, you're paying a big "safety premium"? That's because banks usually set their fixed rates at considerably higher levels than their variable ra read full article >>
Shop Around: There are so many different types of mortgages, rates, terms and conditions out there that they probably cannot be counted. But, at first, it seems simple. Go for the lowest interest rate. Right? < read full article >>
Shop On-Line: The availability of on line mortgage applications and even approvals is rapidly increasing. In some cases it is now possible to completely apply and get approval of your real estate loan on-line with read full article >>
Think about how long you plan to keep the loan. If you plan to sell the house in a few years you may want to consider an adjustable or balloon loan. On the other hand, if you plan to keep the read full article >>